Navigating financial aid and scholarships can feel overwhelming, but Cornish’s Financial Aid Department is here to help every step of the way. We spoke with Rachael Spencer, Financial Aid Specialist and Financial Literacy Coordinator, and Melanie Zhgenti, Financial Aid Specialist and Work Study Coordinator—both Cornish alumni—to answer some of the most common questions students and parents have about securing financial support for their education.

1. What is the first step in applying for financial aid? ?

The first and most important step is to apply for FAFSA (Free Application for Federal Student Aid) every year. Even if you’re unsure of your eligibility, it’s better to apply and find out what you might qualify for.

To prepare:

• Gather required documents early.
• Check your email frequently for updates and deadlines.
• Don’t hesitate to ask questions! The Financial Aid Office is happy to assist through meetings, walk-ins, or phone calls.

2. How has the FAFSA process changed recently?

Over the past two years, the FAFSA application process faced several challenges, including technical issues and delays that affected students and parents. In response, significant improvements have been made to enhance user experience. The updated FAFSA is now more user-friendly, taking approximately 10–15 minutes to complete.

3. What are some common misconceptions about financial aid?

Two major misconceptions are:

• “I won’t qualify for financial aid because of my household income.”
  False! Every student should apply for FAFSA regardless of their financial situation. Financial aid eligibility depends on various factors, and you never know what you might qualify for until you apply.
• “Federal aid will cover my entire tuition.”
  Federal aid often contributes significantly but doesn’t always cover all costs. The Financial Aid Office is happy to discuss your financial aid package, payment plans, and other options to make your education affordable.

4. Are there additional financial aid opportunities or scholarships?

Yes! Here are some key opportunities:

• Outside Scholarship Database:
  Available on Compass, this database lists vetted scholarships from reliable sources. It’s regularly updated and accessible to all students.
• Work-Study Program:
  This need-based program lets eligible students work on campus in positions related to their major. It’s a convenient way to earn money while staying engaged in the Cornish community.
• Smaller Scholarships:
  Don’t overlook $100–$500 scholarships! Since fewer students apply for them, your chances of receiving these awards are higher. Multiple small scholarships can add up over time.

5. How early should students start looking for scholarships, and where should they begin?

Start as early as possible. Scholarships are most plentiful during breaks, like winter or Thanksgiving, because organizations know students have free time to apply.

Use the Outside Scholarship Database on Compass to begin your search, and for current students, subscribe to the monthly scholarship newsletter for updates on upcoming opportunities.

6. What makes a scholarship application stand out?

To create a strong application:

• Secure strong letters of recommendation. Ask trusted faculty or staff who know your strengths.
• Highlight community involvement and leadership roles. Showcase clubs, volunteer work, or societies you’re part of.
• Emphasize your uniqueness. Tailor your application to reflect your passions and why you’re the ideal candidate for the scholarship.

7. Can students apply for scholarships after their first year?

Yes! Scholarships are available to students at all stages—whether they’re incoming freshmen, current students, or transfer students. Many opportunities are curated to be accessible for all years of study.

8. What’s the best way to contact the Financial Aid Office?

The Financial Aid Office provides support throughout the year, including reminders about deadlines, scholarship workshops, and personalized meetings to discuss loans, payment plans, or work-study opportunities.

You can reach them:

• Melanie Zhgenti: Financial Aid Specialist and Work Study Coordinator. Contact her at mzhgenti@cornish.edu or 206-726-5191
• Rachael Spencer: Financial Aid Specialist and Financial Literacy Coordinator. Contact her at rspencer@cornish.edu or 206-726-5014. 

Final Advice

Remember: apply, apply, apply! Whether it’s FAFSA, scholarships, or grants, you never know what opportunities await. Don’t hesitate to ask questions or seek help—the Financial Aid Office is here to make the process as smooth as possible.